One of the top keys to my successful rehabilitation from overspending is planning. You have to plan your spending. This will keep you from making those costly impulse decisions. If you don’t need something specific from a store, don’t go in it!
In planning your shopping, make lists. Remember, when you are going through the grocery ads, that sales items are not always the cheapest. With a little time and some directed shopping, you will begin to recognize a good deal when you see it.
Shopping can be stressful. You are better off if you plan your shopping for times when the stores are virtually empty. This may mean doing your grocery shopping at 8 a.m. Tuesday morning. Don’t go just before holidays or on paydays. It’s always crowded then.
Plan your buying so that you replace items when you run out of them. You don’t necessarily have to buy … Read the rest